Do You Find Bank by IFSC Code? It’s a Good Way to Trace


Does IFSC Code sound strange to you? Then get familiar with it for executing various banking transactions smoothly. IFSC, which stands for Indian Finance System Code, combines numeric and alphabets, a total of 11 characters, to complete. The beauty of the code is that it can help search the bank as well as its branch by typing the same online. Moreover, the code helps to transfer the money from one account to another. So, it’s something you should know to ensure the transfers are executed faster and smoother. Let’s just go through the ways to Find Bank by IFSC Code in this article.

How to Find Bank by IFSC Code?

Often one wants to transfer the money quickly and resorts to net banking that has in it to do so. All you need then is to add and activate the beneficiary. But to do get that work accomplished without any glitches, you would need an IFSC Code of the account where you want to transfer the money. Just type IFSC Code while adding the beneficiary to see the bank and branch flashing on the screen.

How Can You Transfer Money Via Net Banking?

You can choose any of NEFT/RTGS/IMPS to transfer the money. The minimum amount you can transfer via National Electronic Fund Transfer (NEFT) is ₹1. On the other hand, Real-time Gross Settlement (RTGS) transactions can be made only when the minimum amount of transfer is ₹2 lakhs. There’s no maximum cap in either of the two modes. Both NEFT and RTGS transactions have several settlement cycles, as set by the banking regulator RBI, before they get executed. IMPS, abbreviated for Immediate Payment Services, can be executed at the time of happening. So, if you want to transfer the money instantly, opt for IMPS facility.

Transfer Money Via Mobile Banking

You can also get the mobile banking activated to your bank account by ticking against the same in the standing instructions while filling the application form. A mobile banking link will be sent to your mobile number on request, click on it to open the page on your handset. You will be given a Mobile Money Identifier (MMID) to transact. The process of adding and activating the beneficiary via mobile banking is pretty much the same to that of net banking. Just keep using mobile banking to transfer the money to your dear ones and others.

How Can You Track IFSC Code?

You can tell the gentleman, to whom you want to transfer, to provide you the IFSC Code. If he says, he doesn’t know, tell him to look at his cheque book wherein the IFSC Code finder is clearly shown. If he doesn’t have the cheque book with him, then ask the concerned individual about the bank and branch. You can use both to know IFSC Code. All you need is to type the bank and branch name online to get the code. As soon as you receive it, you can add and activate the beneficiary for fund transfer.


Kunal Jaiswal is an SEO, blogger and shared his experience by providing advanced and valuable information about Home Improvement, Business, Health, Automotive and Fashion subjects which help readers to get more awareness.

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