Steps to Take if You Have Been in an Accident that Wasn’t Your Fault


Having your body ripped apart in an auto accident or at work is traumatizing. The recovery, however, can be devastating. Without the right protections, care, and compensation, you can receive inadequate care, lose your job, and go bankrupt. It is not right for you to end up with nothing if you were injured due to someone else’s carelessness or downright negligence, which is why if you ever find yourself in that situation, you will need to take these steps:

Steps You Need to Take

Thankfully, the legal system is here to protect you, and the law is on your side. With this in mind, the steps that you have to take are minimal:


1.      Inform Your Employer

You will need to inform your employer of what has occurred as soon as possible. This way, they can start the worker’s compensation procedure, which you should be entitled to, depending on your working circumstances. If you don’t already, you will also want to get a list of therapies your employer’s and your insurance providers will cover.


2.      Hire a Lawyer

The second big step is to hire a lawyer from They offer a variety of services, including attorneys that specialize in injury law. Depending on the lawyer, you might be done after this step, as they will be able to negotiate with creditors on your behalf so that you can protect your credit score.


3.      Negotiate with Creditors

If not, get in touch with your creditors and bank. Let them know about your situation and provide them your case. If they do not agree to a special circumstances renegotiation, you will then want to take your case and use it to gain a pre-settlement loan. This way, you can continue to pay off your bills without going into arrears. Pre-settlement loans are paid back with the settlement you receive, and if you don’t win, then that’s it. They are hard to receive for this reason, but with a strong case in your favor, you should have no problem.


4.      Heal

Once all of those issues are handled, the only thing you have left to do is heal. While the case is being built, this will likely be in the hospital, but you never want to underestimate the importance of physical therapy. You need to build up your flexibility and strength if you are to get back to 100%.


Steps Your Lawyer Will Take

To help you understand the process a bit more, and what your lawyer will be doing while you recover or seek out a loan/negotiate with your creditors, these are the steps they will be taking:

  1. Evidence Gathering
  2. Build a Case
  3. Negotiate with the Insurance Companies
  4. Create a Compensation Price Point
  5. Settle
  6. OR: Take the Issue to Court

The goal is to build a strong case that will result in a very favorable settlement for you. If the defendant refuses to provide you with the compensation you need to cover medical costs, financial loss, the cost of ongoing therapy and care, and of course, compensation to cover pain and suffering adequately, then the case will be taken to court.